"Am I eligible for a MUDRA loan?"
Every central and state scheme, every bank and NBFC route, ruled in or out against your profile — plus exactly what is blocking the rest, and what registering would unlock.
Answers about your business. Not business in general.
Vyavsay checks India's funding schemes, GST rules, licences and local market data against your own numbers — your state, your sector, your turnover — and comes back with a verdict, and its sources.
Free, and no account needed. Or sign in for answers about your own business — funding, GST, licences.
Four questions it answers properly
"I have 12 employees — what am I legally required to provide?"
Your registrations, your filing calendar, the labour obligations that switch on at your headcount, and the sector licences you didn't know applied. A verdict on each.
"Is there real demand for this before I spend my savings?"
Market size, who actually buys, what competitors charge, and whether the unit economics hold — ending in a verdict and a 30-day way to test it before you commit.
"I have ₹5 lakh and no idea what to start."
Ideas fitted to your capital, your city and what you already know how to do — each with a money model, and not one that costs more to start than you actually have.
Why you can trust the answer
Every figure carries its source
Each section ends with the pages it was built from, and the report closes by saying how many separate sources went into it and on what date. Where a figure can't be traced back to one, it gets listed as unverified instead of being left to look solid.
Gaps stay visible
Tell it your state, sector, entity type, turnover, headcount and registrations once, and every report after that is checked against them. What you haven't told it comes back as a gap in the report, not as an assumption it made quietly.
It tells you what it can't do
Every report ends by saying what it is not: not an approval, not a compliance certificate, not advice. Scheme terms and due dates move, so it says to confirm them with the lender or the portal — and points you at the page to confirm them on.
Ask in your own language
Hindi, Hinglish, Marathi, Tamil. Write the way you speak and it answers the same way — so you can read the answer as carefully as you'd read the rule it came from.
What you're using today
Instead of a general AI assistant
It answers from training data, not from today's scheme page. It has no idea what your turnover is. And it hands you an explanation where you needed a decision.
Instead of a consultant
₹5,000–25,000 and a week's wait, for the one question you already knew to ask — and nothing about the scheme you'd never heard of.
No business yet?
Start from what you have, not from a list of ideas.
Tell it your capital, your city, and what you're good at. It comes back with ranked ideas you can actually afford — each with a money model, and a 14-day plan to test the best one before you commit your savings.